Side-by-side · Q2 2026 data
Cal State L.A. Federal Credit Union vs Postcity Financial Credit Union
Credit union
Cal State L.A. Federal Credit Union
Los Angeles, California · Under $100 million in assets
Credit union
Postcity Financial Credit Union
Long Beach, California · Under $100 million in assets
Metric by metric
| Measure | Cal State L.A. Federal Credit Union | Postcity Financial Credit Union |
|---|---|---|
| TellerScore | 61 | 78 (stronger) |
| Capital cushion | 40 | 74 (stronger) |
| Loan quality | 82 | 91 (stronger) |
| Earnings | 32 | 39 (stronger) |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 23rd | 59th |
| Total assets | $80.2M | $78.8M |
| Deposits / shares | $72.9M | $69.2M |
| Capital ratio | 9.03% | 12.39% (stronger) |
| Problem loans | 0.53% | 0.27% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.20% |
| Return on assets | 0.29% | 0.47% (stronger) |
| Loans ÷ deposits | 73.9% | 50.9% (stronger) |
| Uninsured deposits | 5.2% | 0.0% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Postcity Financial Credit Union has the higher TellerScore (78 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Cal State L.A. Federal Credit Union leads on 1 and Postcity Financial Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.