Side-by-side · Q2 2026 data
Caldwell Bank & Trust Company vs Catalyst Bank
Metric by metric
| Measure | Caldwell Bank & Trust Company | Catalyst Bank |
|---|---|---|
| TellerScore | 41 | 74 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 5 | 52 (stronger) |
| Earnings | 59 (stronger) | 57 |
| Funding & liquidity | 52 | 68 (stronger) |
| Problem-loan coverage | 55 | 94 (stronger) |
| Peer percentile | 3rd | 57th |
| Total assets | $298.6M | $286.8M |
| Deposits / shares | $257.6M | $201.2M |
| Capital ratio | 10.03% | 26.55% (stronger) |
| Problem loans | 2.86% | 1.43% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.05% |
| Return on assets | 0.98% (stronger) | 0.93% |
| Loans ÷ deposits | 87.6% | 79.8% (stronger) |
| Uninsured deposits | 34.0% | 26.3% (stronger) |
| Offices | 6 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Catalyst Bank has the higher TellerScore (74 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Caldwell Bank & Trust Company leads on 2 and Catalyst Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.