Catalyst Bank (FDIC certificate #29804) is based in Opelousas, Louisiana. Its Q2 2026 call report shows $286.8M in total assets and $201.2M in deposits and 10 offices.
Catalyst Bank has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than 57% of its 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 34th. Capital cushion contributes the most (100/100, 26.55%); loan quality contributes the least (52/100, 1.43%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 2 points (76 → 74), mostly because the loan quality component weakened by 15 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 66 |
| Q4 2024 | 65 |
| Q1 2025 | 77 |
| Q2 2025 | 76 |
| Q3 2025 | 75 |
| Q4 2025 | 71 |
| Q1 2026 | 72 |
| Q2 2026 | 74 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 26.88% |
| Q3 2024 | 27.43% |
| Q4 2024 | 28.73% |
| Q1 2025 | 29.45% |
| Q2 2025 | 27.56% |
| Q3 2025 | 27.58% |
| Q4 2025 | 27.36% |
| Q1 2026 | 26.22% |
| Q2 2026 | 26.55% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.04% |
| Q3 2024 | 0.87% |
| Q4 2024 | 0.98% |
| Q1 2025 | 0.99% |
| Q2 2025 | 1.00% |
| Q3 2025 | 1.11% |
| Q4 2025 | 1.55% |
| Q1 2026 | 1.64% |
| Q2 2026 | 1.43% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -2.75% |
| Q3 2024 | -1.60% |
| Q4 2024 | -0.97% |
| Q1 2025 | 0.91% |
| Q2 2025 | 0.88% |
| Q3 2025 | 0.83% |
| Q4 2025 | 0.80% |
| Q1 2026 | 0.94% |
| Q2 2026 | 0.93% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 74 | $286.8M | 26.55% | 1.43% | 0.93% | 79.8% |
| Q1 2026 | 72 | $285.3M | 26.22% | 1.64% | 0.94% | 80.4% |
| Q4 2025 | 71 | $279.6M | 27.36% | 1.55% | 0.80% | 88.0% |
| Q3 2025 | 75 | $280.5M | 27.58% | 1.11% | 0.83% | 84.3% |
| Q2 2025 | 76 | $270.5M | 27.56% | 1.00% | 0.88% | 87.6% |
| Q1 2025 | 77 | $268.2M | 29.45% | 0.99% | 0.91% | 89.6% |
| Q4 2024 | 65 | $273.3M | 28.73% | 0.98% | -0.97% | 87.4% |
| Q3 2024 | 66 | $276.9M | 27.43% | 0.87% | -1.60% | 95.4% |
| Q2 2024 | 65 | $291.5M | 26.88% | 1.04% | -2.75% | 81.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| St. Landry Bank and Trust CompanyBank Opelousas, LA | 46 out of 100, Below average | $294.9M | 11.2% | 3.42% | vs |
| Caldwell Bank & Trust CompanyBank Columbia, LA | 41 out of 100, Below average | $298.6M | 10.0% | 2.86% | vs |
| American Bank & Trust CompanyBank Opelousas, LA | 76 out of 100, Strong | $267.0M | 11.7% | 0.47% | vs |
| Washington State BankBank Washington, LA | 63 out of 100, Moderate | $309.2M | 10.8% | 1.29% | vs |
| Hibernia BankBank New Orleans, LA | 55 out of 100, Moderate | $256.6M | 11.5% | 1.37% | vs |
| Bank of CoushattaBank Coushatta, LA | 34 out of 100, Low | $317.1M | 9.2% | 6.52% | vs |
Deposit insurance
Is my money safe at Catalyst Bank?
Yes. Catalyst Bank is an FDIC-insured institution (FDIC certificate #29804). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 26.3% of deposits ($53.0M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 26.55%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 44.62% (benchmark: 10%).
10 locations
Branches
Catalyst Bank lists 10 offices in 7 cities. Most locations:
- Lake Charles, LA (3)
- Opelousas, LA (2)
- Carencro, LA (1)
- Eunice, LA (1)
- Lafayette, LA (1)
- Port Barre, LA (1)
- Sulphur, LA (1)
Identity & history
Profile
- Legal name
- Catalyst Bank
- Former names
- St Landry Homestead Federal Savings Bank; St Landry Homestead Association
- Type
- Savings bank
- FDIC certificate #
- 29804
- RSSD ID
- 420578
- Primary regulator
- OCC
- Holding company
- Catalyst Bcorp Inc
- Established
- January 1, 1922
- Headquarters
- 235 N Court St, Opelousas, LA 70570
- Website
- www.catalystbank.com
- Employees
- 49
Quick answers
Catalyst Bank: common questions
Is Catalyst Bank FDIC insured?
Yes. Catalyst Bank is an FDIC-insured institution (FDIC certificate #29804). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Catalyst Bank's TellerScore?
74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Catalyst Bank ever failed?
There is no failure record for FDIC certificate #29804 in the FDIC failed bank list.
How many branches does Catalyst Bank have?
10 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Opelousas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Gulf Coast BankBank Abbeville, LA | 86 out of 100, Very strong | $513.7M | 14.7% | 0.63% | vs |
| The BankBank Jennings, LA | 83 out of 100, Strong | $462.0M | 12.8% | 0.48% | vs |
| Rayne State Bank & Trust CompanyBank Rayne, LA | 79 out of 100, Strong | $540.5M | 11.6% | 0.44% | vs |
| The Evangeline Bank and Trust CompanyBank Ville Platte, LA | 77 out of 100, Strong | $1.1B | 14.2% | 1.24% | vs |
| American Bank & Trust CompanyBank Opelousas, LA | 76 out of 100, Strong | $267.0M | 11.7% | 0.47% | vs |
| JD BankBank Jennings, LA | 76 out of 100, Strong | $1.3B | 11.9% | 0.40% | vs |