Side-by-side · Q2 2026 data
Calhoun County Bank, Inc. vs First Community Bank
Metric by metric
| Measure | Calhoun County Bank, Inc. | First Community Bank |
|---|---|---|
| TellerScore | 72 | 75 (stronger) |
| Capital cushion | 55 (stronger) | 52 |
| Loan quality | 81 (stronger) | 77 |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 75 (stronger) | 73 |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 50th | 77th |
| Total assets | $211.7M | $3.6B |
| Deposits / shares | $188.3M | $3.0B |
| Capital ratio | 10.48% (stronger) | 10.23% |
| Problem loans | 0.58% (stronger) | 0.70% |
| Net charge-offs | 0.01% (stronger) | 0.17% |
| Return on assets | 1.38% | 2.05% (stronger) |
| Loans ÷ deposits | 75.2% (stronger) | 79.9% |
| Uninsured deposits | 24.1% | 21.3% (stronger) |
| Offices | 4 | 62 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.6% | 30.8% |
First Community Bank has the higher TellerScore (75 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Calhoun County Bank, Inc. leads on 4 and First Community Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.