Side-by-side · Q2 2026 data
California Adventist Federal Credit Union vs Water and Power Community Credit Union
Credit union
California Adventist Federal Credit Union
Glendale, California · Under $100 million in assets
Credit union
Water and Power Community Credit Union
Los Angeles, California · $1 billion – $10 billion
Metric by metric
| Measure | California Adventist Federal Credit Union | Water and Power Community Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 71 |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 99 (stronger) | 80 |
| Earnings | 57 | 73 (stronger) |
| Funding & liquidity | 84 (stronger) | 76 |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 87th | 62nd |
| Total assets | $44.7M | $1.0B |
| Deposits / shares | $35.5M | $826.2M |
| Capital ratio | 20.11% (stronger) | 10.19% |
| Problem loans | 0.04% (stronger) | 0.61% |
| Net charge-offs | -0.02% (stronger) | 0.44% |
| Return on assets | 0.92% | 1.31% (stronger) |
| Loans ÷ deposits | 76.0% (stronger) | 83.8% |
| Uninsured deposits | 0.8% (stronger) | 12.4% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.8% |
California Adventist Federal Credit Union has the higher TellerScore (89 vs 71). On the 7 directional measures above (where higher or lower is clearly better), California Adventist Federal Credit Union leads on 6 and Water and Power Community Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.