The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 12 points (59 → 71), mostly because the earnings component improved by 34 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in California

Yes. Water and Power Community Credit Union is a federally insured credit union (NCUA charter #68493). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.4% of shares and deposits ($102.1M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 10.19%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Water and Power Community Credit Union lists 5 offices in 3 cities. Most locations:

• Los Angeles, CA (3)
• Granada Hills, CA (1)
• Westchester, CA (1)

All branch addresses and map

In 2025, Water and Power Community Credit Union reported 322 home-loan applications under HMDA (LEI 5493005MZZDC38IUOJ34): 202 originated ($108,700,000 total), 57 denied, and 61 withdrawn or closed by the applicant. Its denial rate on decided applications was 21.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Water and Power Community Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

68493

RSSD ID

425993

Primary regulator

State + NCUA

Established

1936

Headquarters

1053 W Sunset Blvd, Los Angeles, CA 90012

Employees

121