TellerScore

California Adventist Federal Credit Union (NCUA charter #24238) is based in Glendale, California. Its Q2 2026 call report shows $44.7M in total assets and $35.5M in member shares and deposits and 1 office.

California Adventist Federal Credit Union has a TellerScore of 89 out of 100 (very strong) based on Q2 2026 data — higher than 87% of its 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 17th. Capital cushion contributes the most (100/100, 20.11%); earnings contributes the least (57/100, 0.92%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.11%
Loan quality99/100
Loans 60+ days delinquent ÷ total loans: 0.04%
Earnings57/100
Return on assets (annualized): 0.92%
Funding & liquidity84/100
Loans ÷ shares: 76.0% · 0.8% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.13%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (88 → 89).

TellerScore
758289Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202476
Q4 202479
Q1 202589
Q2 202588
Q3 202588
Q4 202588
Q1 202689
Q2 202689
Net worth ratio
7.00%13.55%20.11%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202420.07%
Q3 202419.12%
Q4 202418.99%
Q1 202518.62%
Q2 202518.13%
Q3 202518.64%
Q4 202518.87%
Q1 202619.31%
Q2 202620.11%
Delinquent loans (60+ days)
0.00%0.06%0.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.12%
Q3 20240.00%
Q4 20240.05%
Q1 20250.00%
Q2 20250.01%
Q3 20250.04%
Q4 20250.01%
Q1 20260.00%
Q2 20260.04%
Return on assets
-1.64%-0.34%0.95%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-1.64%
Q3 2024-0.72%
Q4 2024-0.07%
Q1 20250.90%
Q2 20250.80%
Q3 20250.84%
Q4 20250.73%
Q1 20260.95%
Q2 20260.92%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202689$44.7M20.11%0.04%0.92%76.0%
Q1 202689$46.1M19.31%0.00%0.95%76.6%
Q4 202588$46.9M18.87%0.01%0.73%75.3%
Q3 202588$47.2M18.64%0.04%0.84%75.4%
Q2 202588$47.9M18.13%0.01%0.80%74.9%
Q1 202589$46.2M18.62%0.00%0.90%77.6%
Q4 202479$44.7M18.99%0.05%-0.07%82.9%
Q3 202476$43.4M19.12%0.00%-0.72%86.3%
Q2 202475$43.9M20.07%0.12%-1.64%85.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.11%
77th
Problem loans0.04%
84th
Net charge-offs-0.02%
88th
Return on assets0.92%
64th
Loans to deposits76.0%
25th
Uninsured deposits0.8%
56th
Loan-loss reserves0.00%
37th
Texas ratio0.1%
83rd

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Silverado Credit UnionCredit union Angwin, CA58 out of 100, Moderate$47.9M11.7%1.12%vs
Dow Great Western Credit UnionCredit union Antioch, CA52 out of 100, Below average$48.2M7.8%0.63%vs
United Catholics Federal Credit UnionCredit union Covina, CA74 out of 100, Strong$49.3M9.8%0.02%vs
Diablo Valley Federal Credit UnionCredit union Concord, CA72 out of 100, Strong$40.1M10.9%0.05%vs
Central Valley Firefighters Credit UnionCredit union Fresno, CA87 out of 100, Very strong$49.5M13.7%0.42%vs
Fresno Police Department Credit UnionCredit union Fresno, CA89 out of 100, Very strong$49.5M23.3%0.06%vs

Deposit insurance

Is my money safe at California Adventist Federal Credit Union?

Yes. California Adventist Federal Credit Union is a federally insured credit union (NCUA charter #24238). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.8% of shares and deposits ($297K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.11%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

California Adventist Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
California Adventist Federal Credit Union
Type
Federal credit union
NCUA charter #
24238
RSSD ID
518895
Primary regulator
NCUA
Established
1952
Headquarters
P.O. Box 1109, Glendale, CA 91209
Employees
7

Quick answers

California Adventist Federal Credit Union: common questions

Is California Adventist Federal Credit Union NCUA insured?

Yes. California Adventist Federal Credit Union is a federally insured credit union (NCUA charter #24238). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is California Adventist Federal Credit Union's TellerScore?

89 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does California Adventist Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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