Side-by-side · Q2 2026 data
California Federal Credit Union vs Safe Credit Union
Metric by metric
| Measure | California Federal Credit Union | Safe Credit Union |
|---|---|---|
| TellerScore | 65 | 71 (stronger) |
| Capital cushion | 44 | 58 (stronger) |
| Loan quality | 85 (stronger) | 83 |
| Earnings | 41 | 59 (stronger) |
| Funding & liquidity | 86 (stronger) | 80 |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 41st | 62nd |
| Total assets | $5.4B | $4.4B |
| Deposits / shares | $4.9B | $3.9B |
| Capital ratio | 9.41% | 10.82% (stronger) |
| Problem loans | 0.44% (stronger) | 0.52% |
| Net charge-offs | 0.13% (stronger) | 0.29% |
| Return on assets | 0.53% | 0.97% (stronger) |
| Loans ÷ deposits | 73.0% (stronger) | 79.9% |
| Uninsured deposits | 15.7% | 0.1% (stronger) |
| Offices | 25 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.1% |
Safe Credit Union has the higher TellerScore (71 vs 65). On the 7 directional measures above (where higher or lower is clearly better), California Federal Credit Union leads on 3 and Safe Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.