Side-by-side · Q2 2026 data
California Federal Credit Union vs Wescom Central Credit Union
Metric by metric
| Measure | California Federal Credit Union | Wescom Central Credit Union |
|---|---|---|
| TellerScore | 65 (stronger) | 59 |
| Capital cushion | 44 (stronger) | 29 |
| Loan quality | 85 | 86 (stronger) |
| Earnings | 41 (stronger) | 39 |
| Funding & liquidity | 86 (stronger) | 80 |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 41st | 22nd |
| Total assets | $5.4B | $6.6B |
| Deposits / shares | $4.9B | $4.3B |
| Capital ratio | 9.41% (stronger) | 7.90% |
| Problem loans | 0.44% | 0.43% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.39% |
| Return on assets | 0.53% (stronger) | 0.47% |
| Loans ÷ deposits | 73.0% (stronger) | 80.7% |
| Uninsured deposits | 15.7% | 6.2% (stronger) |
| Offices | 25 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 32.0% |
California Federal Credit Union has the higher TellerScore (65 vs 59). On the 7 directional measures above (where higher or lower is clearly better), California Federal Credit Union leads on 5 and Wescom Central Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.