Side-by-side · Q2 2026 data
California Pacific Bank vs California Business Bank
Metric by metric
| Measure | California Pacific Bank | California Business Bank |
|---|---|---|
| TellerScore | 56 | 77 (stronger) |
| Capital cushion | 100 (stronger) | 95 |
| Loan quality | 0 | 82 (stronger) |
| Earnings | 96 (stronger) | 49 |
| Funding & liquidity | 22 | 56 (stronger) |
| Problem-loan coverage | 30 | 95 (stronger) |
| Peer percentile | 13th | 68th |
| Total assets | $102.6M | $130.5M |
| Deposits / shares | $59.2M | $108.4M |
| Capital ratio | 40.98% (stronger) | 14.46% |
| Problem loans | 15.93% | 0.55% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.90% (stronger) | 0.72% |
| Loans ÷ deposits | 134.1% | 85.7% (stronger) |
| Uninsured deposits | 40.0% | 31.7% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
California Business Bank has the higher TellerScore (77 vs 56). On the 6 directional measures above (where higher or lower is clearly better), California Pacific Bank leads on 2 and California Business Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.