Side-by-side · Q2 2026 data
California Pacific Bank vs Icon Business Bank
Metric by metric
| Measure | California Pacific Bank | Icon Business Bank |
|---|---|---|
| TellerScore | 56 | 57 (stronger) |
| Capital cushion | 100 (stronger) | 69 |
| Loan quality | 0 | 93 (stronger) |
| Earnings | 96 (stronger) | 0 |
| Funding & liquidity | 22 (stronger) | 20 |
| Problem-loan coverage | 30 | 97 (stronger) |
| Peer percentile | 13th | 14th |
| Total assets | $102.6M | $155.5M |
| Deposits / shares | $59.2M | $129.2M |
| Capital ratio | 40.98% (stronger) | 11.94% |
| Problem loans | 15.93% | 0.22% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | 1.90% (stronger) | -0.88% |
| Loans ÷ deposits | 134.1% | 93.9% (stronger) |
| Uninsured deposits | 40.0% (stronger) | 56.7% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Icon Business Bank has the higher TellerScore (57 vs 56). On the 7 directional measures above (where higher or lower is clearly better), California Pacific Bank leads on 4 and Icon Business Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.