Side-by-side · Q2 2026 data
Caltech Employees Federal Credit Union vs Coast Central Credit Union
Credit union
Caltech Employees Federal Credit Union
La Canada, California · $1 billion – $10 billion
Metric by metric
| Measure | Caltech Employees Federal Credit Union | Coast Central Credit Union |
|---|---|---|
| TellerScore | 70 | 74 (stronger) |
| Capital cushion | 51 | 70 (stronger) |
| Loan quality | 99 (stronger) | 77 |
| Earnings | 25 | 47 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 58th | 72nd |
| Total assets | $2.1B | $2.3B |
| Deposits / shares | $1.6B | $2.0B |
| Capital ratio | 10.08% | 11.99% (stronger) |
| Problem loans | 0.02% (stronger) | 0.70% |
| Net charge-offs | 0.06% (stronger) | 0.16% |
| Return on assets | 0.13% | 0.67% (stronger) |
| Loans ÷ deposits | 44.7% (stronger) | 58.0% |
| Uninsured deposits | 15.6% (stronger) | 17.1% |
| Offices | 4 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.4% | — |
Coast Central Credit Union has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Caltech Employees Federal Credit Union leads on 4 and Coast Central Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.