Side-by-side · Q2 2026 data
Campbell Federal Credit Union vs Xcel Federal Credit Union
Credit union
Campbell Federal Credit Union
Maple Shade, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | Campbell Federal Credit Union | Xcel Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 61 |
| Capital cushion | 93 (stronger) | 59 |
| Loan quality | 55 | 67 (stronger) |
| Earnings | 17 | 26 (stronger) |
| Funding & liquidity | 100 (stronger) | 85 |
| Problem-loan coverage | 93 (stronger) | 88 |
| Peer percentile | 48th | 24th |
| Total assets | $138.6M | $185.8M |
| Deposits / shares | $118.4M | $167.9M |
| Capital ratio | 14.27% (stronger) | 10.93% |
| Problem loans | 1.36% | 0.99% (stronger) |
| Net charge-offs | 2.53% | 0.32% (stronger) |
| Return on assets | -0.08% | 0.14% (stronger) |
| Loans ÷ deposits | 45.8% (stronger) | 74.9% |
| Uninsured deposits | 9.5% | 8.6% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 26.8% |
Campbell Federal Credit Union has the higher TellerScore (69 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Campbell Federal Credit Union leads on 3 and Xcel Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.