Side-by-side · Q2 2026 data
Canandaigua Federal Credit Union vs Gates Chili Federal Credit Union
Credit union
Canandaigua Federal Credit Union
Canandaigua, New York · Under $100 million in assets
Credit union
Gates Chili Federal Credit Union
Rochester, New York · Under $100 million in assets
Metric by metric
| Measure | Canandaigua Federal Credit Union | Gates Chili Federal Credit Union |
|---|---|---|
| TellerScore | 49 | 64 (stronger) |
| Capital cushion | 61 (stronger) | 27 |
| Loan quality | 0 | 92 (stronger) |
| Earnings | 39 | 41 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 79 | 97 (stronger) |
| Peer percentile | 8th | 28th |
| Total assets | $29.5M | $30.4M |
| Deposits / shares | $24.8M | $28.2M |
| Capital ratio | 11.10% (stronger) | 7.68% |
| Problem loans | 3.44% | 0.24% (stronger) |
| Net charge-offs | 0.29% | 0.05% (stronger) |
| Return on assets | 0.47% | 0.51% (stronger) |
| Loans ÷ deposits | 39.6% (stronger) | 49.2% |
| Uninsured deposits | 0.0% (stronger) | 4.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gates Chili Federal Credit Union has the higher TellerScore (64 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Canandaigua Federal Credit Union leads on 3 and Gates Chili Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.