Side-by-side · Q2 2026 data
Canandaigua Federal Credit Union vs Genesee Co-Op Federal Credit Union
Credit union
Canandaigua Federal Credit Union
Canandaigua, New York · Under $100 million in assets
Credit union
Genesee Co-Op Federal Credit Union
Rochester, New York · Under $100 million in assets
Metric by metric
| Measure | Canandaigua Federal Credit Union | Genesee Co-Op Federal Credit Union |
|---|---|---|
| TellerScore | 49 | 78 (stronger) |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 0 | 48 (stronger) |
| Earnings | 39 | 79 (stronger) |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 79 | 92 (stronger) |
| Peer percentile | 8th | 59th |
| Total assets | $29.5M | $47.5M |
| Deposits / shares | $24.8M | $31.9M |
| Capital ratio | 11.10% | 23.39% (stronger) |
| Problem loans | 3.44% | 1.55% (stronger) |
| Net charge-offs | 0.29% | 0.26% (stronger) |
| Return on assets | 0.47% | 1.48% (stronger) |
| Loans ÷ deposits | 39.6% (stronger) | 87.9% |
| Uninsured deposits | 0.0% (stronger) | 10.7% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Genesee Co-Op Federal Credit Union has the higher TellerScore (78 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Canandaigua Federal Credit Union leads on 2 and Genesee Co-Op Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.