Side-by-side · Q2 2026 data
Cannon Federal Credit Union vs White Sands Federal Credit Union
Credit union
White Sands Federal Credit Union
Las Cruces, New Mexico · $100 million – $1 billion
Metric by metric
| Measure | Cannon Federal Credit Union | White Sands Federal Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 86 |
| Capital cushion | 87 (stronger) | 82 |
| Loan quality | 98 (stronger) | 96 |
| Earnings | 57 | 60 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 91st | 89th |
| Total assets | $101.7M | $413.8M |
| Deposits / shares | $87.5M | $357.1M |
| Capital ratio | 13.68% (stronger) | 13.17% |
| Problem loans | 0.06% (stronger) | 0.11% |
| Net charge-offs | 0.65% | 0.26% (stronger) |
| Return on assets | 0.92% | 1.00% (stronger) |
| Loans ÷ deposits | 54.7% (stronger) | 58.2% |
| Uninsured deposits | 2.7% (stronger) | 4.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cannon Federal Credit Union has the higher TellerScore (87 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Cannon Federal Credit Union leads on 5 and White Sands Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.