Side-by-side · Q2 2026 data
Cape Ann Savings Bank vs Pentucket Bank
Metric by metric
| Measure | Cape Ann Savings Bank | Pentucket Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 67 |
| Loan quality | 80 (stronger) | 74 |
| Earnings | 89 (stronger) | 50 |
| Funding & liquidity | 60 (stronger) | 38 |
| Problem-loan coverage | 96 (stronger) | 89 |
| Peer percentile | 97th | 30th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $804.8M | $877.9M |
| Capital ratio | 20.48% (stronger) | 11.67% |
| Problem loans | 0.59% (stronger) | 0.79% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.72% (stronger) | 0.74% |
| Loans ÷ deposits | 90.7% (stronger) | 101.4% |
| Uninsured deposits | 23.4% (stronger) | 33.8% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.1% |
Cape Ann Savings Bank has the higher TellerScore (86 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Cape Ann Savings Bank leads on 7 and Pentucket Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.