Side-by-side · Q2 2026 data
Cape Ann Savings Bank vs Winchester Savings Bank
Metric by metric
| Measure | Cape Ann Savings Bank | Winchester Savings Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 80 | 94 (stronger) |
| Earnings | 89 (stronger) | 37 |
| Funding & liquidity | 60 (stronger) | 29 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 97th | 19th |
| Total assets | $1.1B | $1.1B |
| Deposits / shares | $804.8M | $817.7M |
| Capital ratio | 20.48% (stronger) | 9.63% |
| Problem loans | 0.59% | 0.18% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.72% (stronger) | 0.42% |
| Loans ÷ deposits | 90.7% (stronger) | 106.5% |
| Uninsured deposits | 23.4% (stronger) | 36.9% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.6% |
Cape Ann Savings Bank has the higher TellerScore (86 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Cape Ann Savings Bank leads on 6 and Winchester Savings Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.