Side-by-side · Q2 2026 data
Capital Credit Union vs Westby Co-Op Credit Union
Metric by metric
| Measure | Capital Credit Union | Westby Co-Op Credit Union |
|---|---|---|
| TellerScore | 69 | 77 (stronger) |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 70 (stronger) | 52 |
| Earnings | 61 | 69 (stronger) |
| Funding & liquidity | 60 | 76 (stronger) |
| Problem-loan coverage | 87 | 87 |
| Peer percentile | 54th | 82nd |
| Total assets | $2.8B | $1.0B |
| Deposits / shares | $2.4B | $842.2M |
| Capital ratio | 12.34% | 15.64% (stronger) |
| Problem loans | 0.90% (stronger) | 1.44% |
| Net charge-offs | 0.86% | 0.24% (stronger) |
| Return on assets | 1.01% | 1.23% (stronger) |
| Loans ÷ deposits | 100.2% | 83.8% (stronger) |
| Uninsured deposits | 10.7% | 10.3% (stronger) |
| Offices | 20 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.0% |
Westby Co-Op Credit Union has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Capital Credit Union leads on 1 and Westby Co-Op Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.