Side-by-side · Q2 2026 data
Capital One, National Association vs Simmesport State Bank
Metric by metric
| Measure | Capital One, National Association | Simmesport State Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 54 |
| Capital cushion | 56 | 73 (stronger) |
| Loan quality | 50 (stronger) | 0 |
| Earnings | 87 (stronger) | 80 |
| Funding & liquidity | 69 | 71 (stronger) |
| Problem-loan coverage | 89 (stronger) | 54 |
| Peer percentile | 84th | 10th |
| Total assets | $662.2B | $198.5M |
| Deposits / shares | $512.6B | $173.0M |
| Capital ratio | 10.58% | 12.28% (stronger) |
| Problem loans | 1.49% (stronger) | 3.15% |
| Net charge-offs | 3.30% | 0.66% (stronger) |
| Return on assets | 1.67% (stronger) | 1.50% |
| Loans ÷ deposits | 84.8% (stronger) | 89.7% |
| Uninsured deposits | 20.8% | 11.8% (stronger) |
| Offices | 240 | 2 |
| CFPB complaints (3 yrs) | 85,905 | — |
| Complaints per $1B deposits | 167.6 | — |
| Mortgage denial rate (HMDA) | — | — |
Capital One, National Association has the higher TellerScore (66 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Capital One, National Association leads on 4 and Simmesport State Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.