Side-by-side · Q2 2026 data
Capitol Credit Union vs Westex Community Credit Union
Metric by metric
| Measure | Capitol Credit Union | Westex Community Credit Union |
|---|---|---|
| TellerScore | 71 | 94 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 93 (stronger) | 79 |
| Earnings | 30 | 100 (stronger) |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 54th | 98th |
| Total assets | $233.9M | $231.4M |
| Deposits / shares | $203.6M | $193.9M |
| Capital ratio | 11.98% | 15.44% (stronger) |
| Problem loans | 0.20% (stronger) | 0.63% |
| Net charge-offs | 0.21% (stronger) | 0.55% |
| Return on assets | 0.25% | 2.55% (stronger) |
| Loans ÷ deposits | 85.3% | 59.3% (stronger) |
| Uninsured deposits | 8.7% (stronger) | 12.4% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.3% | — |
Westex Community Credit Union has the higher TellerScore (94 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Capitol Credit Union leads on 3 and Westex Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.