Side-by-side · Q2 2026 data
Caprock Santa Fe Credit Union vs Star Financial Credit Union
Metric by metric
| Measure | Caprock Santa Fe Credit Union | Star Financial Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 60 |
| Loan quality | 41 | 87 (stronger) |
| Earnings | 100 (stronger) | 27 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 77th | 40th |
| Total assets | $51.5M | $48.8M |
| Deposits / shares | $29.6M | $43.1M |
| Capital ratio | 41.73% (stronger) | 10.99% |
| Problem loans | 1.77% | 0.40% (stronger) |
| Net charge-offs | 0.81% (stronger) | 2.05% |
| Return on assets | 2.14% (stronger) | 0.17% |
| Loans ÷ deposits | 49.4% (stronger) | 51.8% |
| Uninsured deposits | 2.3% | 1.7% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Caprock Santa Fe Credit Union has the higher TellerScore (85 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Caprock Santa Fe Credit Union leads on 5 and Star Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.