Side-by-side · Q2 2026 data
Cardinal Credit Union, Inc. vs Genfed Financial Credit Union
Metric by metric
| Measure | Cardinal Credit Union, Inc. | Genfed Financial Credit Union |
|---|---|---|
| TellerScore | 57 | 79 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 63 (stronger) | 54 |
| Earnings | 33 | 67 (stronger) |
| Funding & liquidity | 76 | 88 (stronger) |
| Problem-loan coverage | 83 | 90 (stronger) |
| Peer percentile | 14th | 76th |
| Total assets | $365.7M | $335.9M |
| Deposits / shares | $325.6M | $280.4M |
| Capital ratio | 10.00% | 16.78% (stronger) |
| Problem loans | 1.11% (stronger) | 1.38% |
| Net charge-offs | 0.23% (stronger) | 0.36% |
| Return on assets | 0.32% | 1.16% (stronger) |
| Loans ÷ deposits | 84.4% | 72.7% (stronger) |
| Uninsured deposits | 3.3% | 0.0% (stronger) |
| Offices | 13 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.1% | — |
Genfed Financial Credit Union has the higher TellerScore (79 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Cardinal Credit Union, Inc. leads on 2 and Genfed Financial Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.