Side-by-side · Q2 2026 data
Cardinal Credit Union, Inc. vs Wiremen'S Credit Union
Metric by metric
| Measure | Cardinal Credit Union, Inc. | Wiremen'S Credit Union |
|---|---|---|
| TellerScore | 57 | 92 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 63 | 96 (stronger) |
| Earnings | 33 | 63 (stronger) |
| Funding & liquidity | 76 | 100 (stronger) |
| Problem-loan coverage | 83 | 99 (stronger) |
| Peer percentile | 14th | 92nd |
| Total assets | $365.7M | $40.6M |
| Deposits / shares | $325.6M | $33.5M |
| Capital ratio | 10.00% | 17.01% (stronger) |
| Problem loans | 1.11% | 0.11% (stronger) |
| Net charge-offs | 0.23% | -0.08% (stronger) |
| Return on assets | 0.32% | 1.07% (stronger) |
| Loans ÷ deposits | 84.4% | 51.9% (stronger) |
| Uninsured deposits | 3.3% | 0.0% (stronger) |
| Offices | 13 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.1% | — |
Wiremen'S Credit Union has the higher TellerScore (92 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Cardinal Credit Union, Inc. leads on 0 and Wiremen'S Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.