Side-by-side · Q2 2026 data
Carey Poverello Federal Credit Union vs Your Legacy Federal Credit Union
Metric by metric
| Measure | Carey Poverello Federal Credit Union | Your Legacy Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 64 |
| Capital cushion | 79 (stronger) | 52 |
| Loan quality | 89 (stronger) | 65 |
| Earnings | 50 (stronger) | 43 |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 98 (stronger) | 88 |
| Peer percentile | 68th | 28th |
| Total assets | $32.7M | $79.1M |
| Deposits / shares | $28.4M | $72.4M |
| Capital ratio | 12.87% (stronger) | 10.21% |
| Problem loans | 0.34% (stronger) | 1.06% |
| Net charge-offs | 0.13% (stronger) | 1.89% |
| Return on assets | 0.75% (stronger) | 0.58% |
| Loans ÷ deposits | 36.3% (stronger) | 62.0% |
| Uninsured deposits | 4.5% (stronger) | 5.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Carey Poverello Federal Credit Union has the higher TellerScore (81 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Carey Poverello Federal Credit Union leads on 7 and Your Legacy Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.