Side-by-side · Q2 2026 data
Caro Federal Credit Union vs Mid Carolina Credit Union
Metric by metric
| Measure | Caro Federal Credit Union | Mid Carolina Credit Union |
|---|---|---|
| TellerScore | 77 | 77 |
| Capital cushion | 100 (stronger) | 77 |
| Loan quality | 71 | 78 (stronger) |
| Earnings | 33 | 55 (stronger) |
| Funding & liquidity | 87 | 92 (stronger) |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 71st | 71st |
| Total assets | $174.9M | $181.8M |
| Deposits / shares | $149.7M | $160.6M |
| Capital ratio | 15.41% (stronger) | 12.69% |
| Problem loans | 0.88% | 0.66% (stronger) |
| Net charge-offs | 0.17% (stronger) | 0.38% |
| Return on assets | 0.32% | 0.89% (stronger) |
| Loans ÷ deposits | 73.4% | 68.0% (stronger) |
| Uninsured deposits | 3.9% | 3.6% (stronger) |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Caro Federal Credit Union leads on 2 and Mid Carolina Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.