Side-by-side · Q2 2026 data
Carolina Cooperative vs Telco Credit Union
Metric by metric
| Measure | Carolina Cooperative | Telco Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 35 |
| Capital cushion | 92 (stronger) | 75 |
| Loan quality | 42 (stronger) | 0 |
| Earnings | 30 (stronger) | 0 |
| Funding & liquidity | 80 (stronger) | 69 |
| Problem-loan coverage | 83 (stronger) | 22 |
| Peer percentile | 28th | 2nd |
| Total assets | $46.3M | $51.3M |
| Deposits / shares | $39.4M | $44.7M |
| Capital ratio | 14.17% (stronger) | 12.54% |
| Problem loans | 1.73% (stronger) | 6.00% |
| Net charge-offs | 0.58% (stronger) | 1.92% |
| Return on assets | 0.26% (stronger) | -0.77% |
| Loans ÷ deposits | 80.0% (stronger) | 90.9% |
| Uninsured deposits | 3.5% (stronger) | 6.8% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Carolina Cooperative has the higher TellerScore (64 vs 35). On the 7 directional measures above (where higher or lower is clearly better), Carolina Cooperative leads on 7 and Telco Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.