Side-by-side · Q2 2026 data
Carter Federal Credit Union vs Pelican Credit Union
Metric by metric
| Measure | Carter Federal Credit Union | Pelican Credit Union |
|---|---|---|
| TellerScore | 32 | 41 (stronger) |
| Capital cushion | 36 (stronger) | 32 |
| Loan quality | 0 | 49 (stronger) |
| Earnings | 46 (stronger) | 11 |
| Funding & liquidity | 60 | 67 (stronger) |
| Problem-loan coverage | 29 | 68 (stronger) |
| Peer percentile | 0th | 2nd |
| Total assets | $762.9M | $885.2M |
| Deposits / shares | $587.6M | $797.2M |
| Capital ratio | 8.60% (stronger) | 8.23% |
| Problem loans | 3.66% | 1.54% (stronger) |
| Net charge-offs | 0.79% (stronger) | 2.32% |
| Return on assets | 0.65% (stronger) | -0.22% |
| Loans ÷ deposits | 100.7% | 93.5% (stronger) |
| Uninsured deposits | 7.4% | 4.3% (stronger) |
| Offices | 5 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Pelican Credit Union has the higher TellerScore (41 vs 32). On the 7 directional measures above (where higher or lower is clearly better), Carter Federal Credit Union leads on 3 and Pelican Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.