TellerScore

Pelican Credit Union (NCUA charter #62710) is based in Baton Rouge, Louisiana. Its Q2 2026 call report shows $885.2M in total assets and $797.2M in member shares and deposits and 11 offices.

Based on its Q2 2026 filing, Pelican Credit Union scores 41/100, which we describe as below average. That is higher than only 2% of 1,341 credit unions with $100 million – $1 billion. Among 136 credit unions headquartered in Louisiana, it ranks 127th. Its strongest component is problem-loan coverage (68/100; 16.1%), and its lowest is earnings (11/100; -0.22%).

TellerScore · Q2 2026

Scorecard

Capital cushion32/100
Net worth ratio: 8.23%
Loan quality49/100
Loans 60+ days delinquent ÷ total loans: 1.54%
Earnings11/100
Return on assets (annualized): -0.22%
Funding & liquidity67/100
Loans ÷ shares: 93.5% · 4.3% uninsured
Problem-loan coverage68/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 16.14%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (44 → 41), mostly because the earnings component weakened by 20 points.

TellerScore
384348Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202448
Q3 202445
Q4 202445
Q1 202545
Q2 202544
Q3 202544
Q4 202540
Q1 202638
Q2 202641
Net worth ratio
7.00%8.69%10.38%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20249.90%
Q3 202410.12%
Q4 202410.38%
Q1 20259.73%
Q2 20258.97%
Q3 20259.36%
Q4 20259.35%
Q1 20268.82%
Q2 20268.23%
Delinquent loans (60+ days)
1.54%1.90%2.25%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20242.01%
Q3 20242.19%
Q4 20242.25%
Q1 20251.95%
Q2 20251.83%
Q3 20252.05%
Q4 20252.13%
Q1 20261.69%
Q2 20261.54%
Return on assets
-0.45%-0.01%0.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.43%
Q3 20240.33%
Q4 20240.38%
Q1 20250.33%
Q2 20250.27%
Q3 20250.35%
Q4 20250.04%
Q1 2026-0.45%
Q2 2026-0.22%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202641$885.2M8.23%1.54%-0.22%93.5%
Q1 202638$827.2M8.82%1.69%-0.45%99.9%
Q4 202540$800.8M9.35%2.13%0.04%98.2%
Q3 202544$819.7M9.36%2.05%0.35%94.1%
Q2 202544$811.6M8.97%1.83%0.27%96.7%
Q1 202545$769.1M9.73%1.95%0.33%97.2%
Q4 202445$725.1M10.38%2.25%0.38%99.4%
Q3 202445$734.7M10.12%2.19%0.33%93.7%
Q2 202448$749.3M9.90%2.01%0.43%90.2%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.23%
5th
Problem loans1.54%
12th
Net charge-offs2.32%
1st
Return on assets-0.22%
2nd
Loans to deposits93.5%
10th
Uninsured deposits4.3%
68th
Loan-loss reserves0.00%
50th
Texas ratio16.1%
4th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Campus Federal Credit UnionCredit union Baton Rouge, LA71 out of 100, Strong$935.8M10.4%0.18%vs
LA Capitol Federal Credit UnionCredit union Baton Rouge, LA67 out of 100, Moderate$798.4M13.1%1.43%vs
Carter Federal Credit UnionCredit union Springhill, LA32 out of 100, Low$762.9M8.6%3.66%vs
Ouachita Valley Federal Credit UnionCredit union West Monroe, LA80 out of 100, Strong$464.1M13.1%0.78%vs
Baton Rouge Telco Federal Credit UnionCredit union Baton Rouge, LA71 out of 100, Strong$457.7M12.4%0.36%vs
Centric Federal Credit UnionCredit union West Monroe, LA62 out of 100, Moderate$447.5M12.3%1.38%vs

Deposit insurance

Is my money safe at Pelican Credit Union?

Yes. Pelican Credit Union is a federally insured credit union (NCUA charter #62710). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.3% of shares and deposits ($34.1M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.23%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

11 locations

Branches

Pelican Credit Union lists 11 offices in 10 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Pelican Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62710
RSSD ID
746595
Primary regulator
State + NCUA
Established
1956
Headquarters
P.O. Box 40088, Baton Rouge, LA 70835
Employees
344

Quick answers

Pelican Credit Union: common questions

Is Pelican Credit Union NCUA insured?

Yes. Pelican Credit Union is a federally insured credit union (NCUA charter #62710). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Pelican Credit Union's TellerScore?

41 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Pelican Credit Union have?

11 offices as of the latest NCUA data.