Side-by-side · Q2 2026 data
Cascade Federal Credit Union vs Onpoint Community Credit Union
Metric by metric
| Measure | Cascade Federal Credit Union | Onpoint Community Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 83 |
| Capital cushion | 83 | 100 (stronger) |
| Loan quality | 74 (stronger) | 67 |
| Earnings | 100 (stronger) | 76 |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 93 (stronger) | 91 |
| Peer percentile | 92nd | 92nd |
| Total assets | $392.6M | $9.5B |
| Deposits / shares | $339.4M | $7.9B |
| Capital ratio | 13.31% | 15.00% (stronger) |
| Problem loans | 0.79% (stronger) | 0.98% |
| Net charge-offs | 0.28% (stronger) | 0.42% |
| Return on assets | 2.44% (stronger) | 1.41% |
| Loans ÷ deposits | 53.5% (stronger) | 80.0% |
| Uninsured deposits | 13.5% | 3.6% (stronger) |
| Offices | 3 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 17.5% |
Cascade Federal Credit Union has the higher TellerScore (88 vs 83). On the 7 directional measures above (where higher or lower is clearly better), Cascade Federal Credit Union leads on 5 and Onpoint Community Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.