Side-by-side · Q2 2026 data
Cass Commercial Bank vs 1st Midamerica Credit Union
Metric by metric
| Measure | Cass Commercial Bank | 1st Midamerica Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 64 |
| Capital cushion | 91 (stronger) | 83 |
| Loan quality | 95 (stronger) | 33 |
| Earnings | 100 (stronger) | 69 |
| Funding & liquidity | 17 | 61 (stronger) |
| Problem-loan coverage | 98 (stronger) | 74 |
| Peer percentile | 94th | 36th |
| Total assets | $1.3B | $1.0B |
| Deposits / shares | $1.1B | $868.2M |
| Capital ratio | 14.10% (stronger) | 13.33% |
| Problem loans | 0.16% (stronger) | 2.01% |
| Net charge-offs | 0.00% (stronger) | 0.26% |
| Return on assets | 2.23% (stronger) | 1.22% |
| Loans ÷ deposits | 93.1% (stronger) | 98.9% |
| Uninsured deposits | 64.8% | 7.3% (stronger) |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.6% |
Cass Commercial Bank has the higher TellerScore (83 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Cass Commercial Bank leads on 6 and 1st Midamerica Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.