Headquartered in Des Peres, Missouri, Cass Commercial Bank is a state-chartered bank (fed member) with $1.3B in total assets and $1.1B in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1906.
Cass Commercial Bank has a TellerScore of 83 out of 100 (strong) based on Q2 2026 data — higher than 94% of its 897 banks with $1 billion – $10 billion. Among 194 banks headquartered in Missouri, it ranks 30th. Earnings contributes the most (100/100, 2.23%); funding & liquidity contributes the least (17/100, 93% loans-to-deposits, 65% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (83 → 83).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 83 |
| Q3 2024 | 83 |
| Q4 2024 | 82 |
| Q1 2025 | 82 |
| Q2 2025 | 83 |
| Q3 2025 | 79 |
| Q4 2025 | 81 |
| Q1 2026 | 83 |
| Q2 2026 | 83 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.00% |
| Q3 2024 | 13.61% |
| Q4 2024 | 13.50% |
| Q1 2025 | 13.04% |
| Q2 2025 | 14.45% |
| Q3 2025 | 14.16% |
| Q4 2025 | 14.48% |
| Q1 2026 | 14.54% |
| Q2 2026 | 14.10% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.32% |
| Q3 2025 | 0.69% |
| Q4 2025 | 0.69% |
| Q1 2026 | 0.30% |
| Q2 2026 | 0.16% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.73% |
| Q3 2024 | 1.83% |
| Q4 2024 | 1.62% |
| Q1 2025 | 2.01% |
| Q2 2025 | 2.15% |
| Q3 2025 | 2.18% |
| Q4 2025 | 2.15% |
| Q1 2026 | 2.20% |
| Q2 2026 | 2.23% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 83 | $1.3B | 14.10% | 0.16% | 2.23% | 93.1% |
| Q1 2026 | 83 | $1.3B | 14.54% | 0.30% | 2.20% | 92.2% |
| Q4 2025 | 81 | $1.4B | 14.48% | 0.69% | 2.15% | 81.7% |
| Q3 2025 | 79 | $1.3B | 14.16% | 0.69% | 2.18% | 91.9% |
| Q2 2025 | 83 | $1.3B | 14.45% | 0.32% | 2.15% | 94.1% |
| Q1 2025 | 82 | $1.3B | 13.04% | 0.00% | 2.01% | 93.2% |
| Q4 2024 | 82 | $1.4B | 13.50% | 0.00% | 1.62% | 82.5% |
| Q3 2024 | 83 | $1.3B | 13.61% | 0.00% | 1.83% | 89.4% |
| Q2 2024 | 83 | $1.3B | 14.00% | 0.00% | 1.73% | 88.8% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| HNB National BankBank Hannibal, MO | 81 out of 100, Strong | $1.3B | 9.7% | 0.06% | vs |
| Sullivan BankBank Sullivan, MO | 52 out of 100, Below average | $1.4B | 8.8% | 1.45% | vs |
| Wood & Huston BankBank Marshall, MO | 82 out of 100, Strong | $1.2B | 11.6% | 0.14% | vs |
| Southwest Missouri BankBank Carthage, MO | 68 out of 100, Moderate | $1.2B | 8.7% | 0.25% | vs |
| Montgomery BankBank Sikeston, MO | 70 out of 100, Strong | $1.2B | 9.7% | 0.44% | vs |
| Mid America BankBank Jefferson City, MO | 70 out of 100, Strong | $1.2B | 10.8% | 0.89% | vs |
Deposit insurance
Is my money safe at Cass Commercial Bank?
Yes. Cass Commercial Bank is an FDIC-insured institution (FDIC certificate #1068). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 64.8% of deposits ($722.7M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.10%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 18.40% (benchmark: 10%).
3 locations
Branches
Cass Commercial Bank lists 2 offices in 2 cities. Most locations:
- Bridgeton, MO (1)
- Des Peres, MO (1)
Identity & history
Profile
- Legal name
- Cass Commercial Bank
- Former names
- Cass Bank & Trust Company
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 1068
- RSSD ID
- 177751
- Primary regulator
- FED
- Holding company
- Cass Information Systems Inc
- Established
- January 1, 1906
- Headquarters
- 12412 Powerscourt Dr, Des Peres, MO 63131
- Website
- www.cassbank.com
- Employees
- 67
Quick answers
Cass Commercial Bank: common questions
Is Cass Commercial Bank FDIC insured?
Yes. Cass Commercial Bank is an FDIC-insured institution (FDIC certificate #1068). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Cass Commercial Bank's TellerScore?
83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Cass Commercial Bank ever failed?
There is no failure record for FDIC certificate #1068 in the FDIC failed bank list.
How many branches does Cass Commercial Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Des Peres
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Edward Jones Trust CompanyBank Saint Louis, MO | 94 out of 100, Very strong | $160.5M | 98.2% | 0.00% | vs |
| Lindell Bank & Trust CompanyBank St. Louis, MO | 92 out of 100, Very strong | $915.2M | 18.0% | 0.58% | vs |
| Co - Lib Credit UnionCredit union Saint Louis, MO | 91 out of 100, Very strong | $1.4M | 15.5% | 0.82% | vs |
| Division #6 Highway Credit UnionCredit union Chesterfield, MO | 88 out of 100, Very strong | $15.7M | 17.9% | 0.24% | vs |
| Century Credit UnionCredit union Saint Louis, MO | 87 out of 100, Very strong | $182.0M | 17.6% | 0.37% | vs |
| Jm Associates Federal Credit UnionCredit union Jacksonville, FL | 87 out of 100, Very strong | $151.2M | 15.5% | 0.71% | vs |