Side-by-side · Q2 2026 data
Cass Commercial Bank vs Sterling Bank
Metric by metric
| Measure | Cass Commercial Bank | Sterling Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 78 |
| Capital cushion | 91 (stronger) | 61 |
| Loan quality | 95 (stronger) | 88 |
| Earnings | 100 (stronger) | 85 |
| Funding & liquidity | 17 | 77 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 94th | 86th |
| Total assets | $1.3B | $1.6B |
| Deposits / shares | $1.1B | $1.4B |
| Capital ratio | 14.10% (stronger) | 11.14% |
| Problem loans | 0.16% (stronger) | 0.35% |
| Net charge-offs | 0.00% (stronger) | 0.02% |
| Return on assets | 2.23% (stronger) | 1.63% |
| Loans ÷ deposits | 93.1% | 77.2% (stronger) |
| Uninsured deposits | 64.8% | 21.0% (stronger) |
| Offices | 2 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.3% |
Cass Commercial Bank has the higher TellerScore (83 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Cass Commercial Bank leads on 5 and Sterling Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.