Side-by-side · Q2 2026 data
Castle Rock Bank vs Sharepoint Credit Union
Metric by metric
| Measure | Castle Rock Bank | Sharepoint Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 68 |
| Capital cushion | 92 (stronger) | 68 |
| Loan quality | 100 (stronger) | 66 |
| Earnings | 78 (stronger) | 44 |
| Funding & liquidity | 96 (stronger) | 87 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 98th | 45th |
| Total assets | $293.5M | $360.1M |
| Deposits / shares | $249.6M | $317.6M |
| Capital ratio | 14.19% (stronger) | 11.80% |
| Problem loans | 0.01% (stronger) | 1.02% |
| Net charge-offs | 0.01% (stronger) | 0.20% |
| Return on assets | 1.45% (stronger) | 0.60% |
| Loans ÷ deposits | 51.3% (stronger) | 73.2% |
| Uninsured deposits | 19.0% | 5.1% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.5% |
Castle Rock Bank has the higher TellerScore (93 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Castle Rock Bank leads on 6 and Sharepoint Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.