Side-by-side · Q2 2026 data
Castle Rock Bank vs Vermillion State Bank
Metric by metric
| Measure | Castle Rock Bank | Vermillion State Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 90 |
| Capital cushion | 92 (stronger) | 84 |
| Loan quality | 100 (stronger) | 92 |
| Earnings | 78 | 100 (stronger) |
| Funding & liquidity | 96 (stronger) | 83 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 98th | 95th |
| Total assets | $293.5M | $931.4M |
| Deposits / shares | $249.6M | $806.6M |
| Capital ratio | 14.19% (stronger) | 13.40% |
| Problem loans | 0.01% (stronger) | 0.24% |
| Net charge-offs | 0.01% | -0.12% (stronger) |
| Return on assets | 1.45% | 2.56% (stronger) |
| Loans ÷ deposits | 51.3% (stronger) | 51.7% |
| Uninsured deposits | 19.0% (stronger) | 30.2% |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Castle Rock Bank has the higher TellerScore (93 vs 90). On the 7 directional measures above (where higher or lower is clearly better), Castle Rock Bank leads on 5 and Vermillion State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.