Side-by-side · Q2 2026 data
Castle Rock Bank vs Ziegler Federal Credit Union
Credit union
Ziegler Federal Credit Union
Bloomington, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Castle Rock Bank | Ziegler Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 87 |
| Capital cushion | 92 | 100 (stronger) |
| Loan quality | 100 (stronger) | 64 |
| Earnings | 78 | 88 (stronger) |
| Funding & liquidity | 96 (stronger) | 91 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 98th | 83rd |
| Total assets | $293.5M | $4.3M |
| Deposits / shares | $249.6M | $3.2M |
| Capital ratio | 14.19% | 26.88% (stronger) |
| Problem loans | 0.01% (stronger) | 1.09% |
| Net charge-offs | 0.01% (stronger) | 0.10% |
| Return on assets | 1.45% | 1.71% (stronger) |
| Loans ÷ deposits | 51.3% (stronger) | 69.0% |
| Uninsured deposits | 19.0% | 0.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Castle Rock Bank has the higher TellerScore (93 vs 87). On the 7 directional measures above (where higher or lower is clearly better), Castle Rock Bank leads on 4 and Ziegler Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.