TellerScore

Headquartered in Bloomington, Minnesota, Ziegler Federal Credit Union is a federal credit union with $4.3M in total assets and $3.2M in member shares and deposits as of Q2 2026. It operates 2 offices across 2 states. Its charter dates back to 1948.

Ziegler Federal Credit Union has a TellerScore of 87 out of 100 (very strong) based on Q2 2026 data — higher than 83% of its 2,479 credit unions with under $100 million in assets. Among 80 credit unions headquartered in Minnesota, it ranks 10th. Capital cushion contributes the most (100/100, 26.88%); loan quality contributes the least (64/100, 1.09%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 26.88%
Loan quality64/100
Loans 60+ days delinquent ÷ total loans: 1.09%
Earnings88/100
Return on assets (annualized): 1.71%
Funding & liquidity91/100
Loans ÷ shares: 69.0% · 0.0% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.97%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (87 → 87).

TellerScore
8693100Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 2024100
Q3 202499
Q4 202493
Q1 202592
Q2 202587
Q3 202586
Q4 202588
Q1 202692
Q2 202687
Net worth ratio
7.00%16.95%26.90%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202420.43%
Q3 202421.89%
Q4 202423.39%
Q1 202524.49%
Q2 202525.40%
Q3 202525.68%
Q4 202525.76%
Q1 202626.90%
Q2 202626.88%
Delinquent loans (60+ days)
0.02%0.58%1.14%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.02%
Q3 20240.02%
Q4 20240.52%
Q1 20250.50%
Q2 20251.06%
Q3 20251.14%
Q4 20250.62%
Q1 20260.63%
Q2 20261.09%
Return on assets
1.53%2.23%2.93%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.76%
Q3 20242.93%
Q4 20242.11%
Q1 20252.48%
Q2 20251.97%
Q3 20251.86%
Q4 20251.53%
Q1 20262.08%
Q2 20261.71%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202687$4.3M26.88%1.09%1.71%69.0%
Q1 202692$4.3M26.90%0.63%2.08%74.6%
Q4 202588$4.4M25.76%0.62%1.53%77.0%
Q3 202586$4.4M25.68%1.14%1.86%81.0%
Q2 202587$4.3M25.40%1.06%1.97%83.4%
Q1 202592$4.4M24.49%0.50%2.48%80.9%
Q4 202493$4.5M23.39%0.52%2.11%78.9%
Q3 202499$4.9M21.89%0.02%2.93%68.2%
Q2 2024100$5.1M20.43%0.02%2.76%59.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio26.88%
92nd
Problem loans1.09%
36th
Net charge-offs0.10%
57th
Return on assets1.71%
89th
Loans to deposits69.0%
35th
Uninsured deposits0.0%
81st
Loan-loss reserves1.74%
89th
Texas ratio2.0%
53rd

Similar-size credit unions in Minnesota

InstitutionScoreAssetsCapitalProblem loansCompare
Fairmont School Employees Federal Credit UnionCredit union Fairmont, MN62 out of 100, Moderate$4.3M10.4%0.98%vs
Transit Operations Federal Credit UnionCredit union Minneapolis, MN55 out of 100, Moderate$4.1M16.4%4.10%vs
Latvian Credit UnionCredit union Minneapolis, MN62 out of 100, Moderate$5.8M11.0%0.85%vs
Tribe Federal Credit UnionCredit union Eagan, MN81 out of 100, Strong$2.7M28.2%0.00%vs
Mower County Catholic Parishes Credit UnionCredit union Austin, MN65 out of 100, Moderate$6.7M19.0%2.72%vs
Danfoss Employees Credit UnionCredit union Plymouth, MN41 out of 100, Below average$1.9M14.6%8.72%vs

Deposit insurance

Is my money safe at Ziegler Federal Credit Union?

Yes. Ziegler Federal Credit Union is a federally insured credit union (NCUA charter #5781). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 26.88%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Ziegler Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Ziegler Federal Credit Union
Type
Federal credit union
NCUA charter #
5781
RSSD ID
635970
Primary regulator
NCUA
Established
1948
Headquarters
901 W 94th St, Bloomington, MN 55420
Employees
2

Quick answers

Ziegler Federal Credit Union: common questions

Is Ziegler Federal Credit Union NCUA insured?

Yes. Ziegler Federal Credit Union is a federally insured credit union (NCUA charter #5781). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Ziegler Federal Credit Union's TellerScore?

87 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Ziegler Federal Credit Union have?

2 offices as of the latest NCUA data, in 2 states.

Nearby

Highest-scoring banks and credit unions with branches near Bloomington

InstitutionScoreAssetsCapitalProblem loansCompare
Castle Rock BankBank Castle Rock, MN93 out of 100, Very strong$293.5M14.2%0.01%vs
Vermillion State BankBank Vermillion, MN90 out of 100, Very strong$931.4M13.4%0.24%vs
Think Mutual BankBank Rochester, MN86 out of 100, Very strong$2.2B16.3%0.25%vs
Carpenters Federal Credit UnionCredit union Saint Paul, MN86 out of 100, Very strong$44.3M16.0%1.01%vs
Toro Employees Federal Credit UnionCredit union Bloomington, MN84 out of 100, Strong$41.5M14.5%0.56%vs
Scale BankBank Edina, MN83 out of 100, Strong$626.7M14.0%0.06%vs