Side-by-side · Q2 2026 data
Castroville State Bank vs City Public Service/Ibew Federal Credit Union
Credit union
City Public Service/Ibew Federal Credit Union
San Antonio, Texas · Under $100 million in assets
Metric by metric
| Measure | Castroville State Bank | City Public Service/Ibew Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 81 (stronger) |
| Capital cushion | 59 | 99 (stronger) |
| Loan quality | 100 (stronger) | 61 |
| Earnings | 76 (stronger) | 58 |
| Funding & liquidity | 58 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 64th | 68th |
| Total assets | $269.7M | $56.3M |
| Deposits / shares | $241.3M | $48.7M |
| Capital ratio | 10.93% | 14.86% (stronger) |
| Problem loans | 0.00% (stronger) | 1.18% |
| Net charge-offs | 0.08% (stronger) | 0.38% |
| Return on assets | 1.41% (stronger) | 0.96% |
| Loans ÷ deposits | 76.4% | 42.3% (stronger) |
| Uninsured deposits | 37.8% | 2.5% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
City Public Service/Ibew Federal Credit Union has the higher TellerScore (81 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Castroville State Bank leads on 3 and City Public Service/Ibew Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.