TellerScore

Headquartered in San Antonio, Texas, City Public Service/Ibew Federal Credit Union is a federal credit union with $56.3M in total assets and $48.7M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1940.

City Public Service/Ibew Federal Credit Union has a TellerScore of 81 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 110th. Funding & liquidity contributes the most (100/100, 42% loans-to-deposits, 3% uninsured); earnings contributes the least (58/100, 0.96%).

TellerScore · Q2 2026

Scorecard

Capital cushion99/100
Net worth ratio: 14.86%
Loan quality61/100
Loans 60+ days delinquent ÷ total loans: 1.18%
Earnings58/100
Return on assets (annualized): 0.96%
Funding & liquidity100/100
Loans ÷ shares: 42.3% · 2.5% uninsured
Problem-loan coverage94/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.16%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (75 → 81), mostly because the earnings component improved by 19 points.

TellerScore
727883Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202483
Q3 202483
Q4 202476
Q1 202572
Q2 202575
Q3 202576
Q4 202579
Q1 202677
Q2 202681
Net worth ratio
7.00%11.59%16.17%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.17%
Q3 202415.80%
Q4 202415.38%
Q1 202514.78%
Q2 202514.71%
Q3 202514.71%
Q4 202514.62%
Q1 202614.74%
Q2 202614.86%
Delinquent loans (60+ days)
0.48%0.98%1.49%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.48%
Q3 20240.53%
Q4 20241.33%
Q1 20251.15%
Q2 20251.35%
Q3 20251.35%
Q4 20251.06%
Q1 20261.49%
Q2 20261.18%
Return on assets
-0.16%0.40%0.96%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.34%
Q3 20240.44%
Q4 20240.51%
Q1 2025-0.16%
Q2 20250.49%
Q3 20250.63%
Q4 20250.72%
Q1 20260.87%
Q2 20260.96%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202681$56.3M14.86%1.18%0.96%42.3%
Q1 202677$55.8M14.74%1.49%0.87%42.8%
Q4 202579$55.4M14.62%1.06%0.72%44.2%
Q3 202576$54.1M14.71%1.35%0.63%44.6%
Q2 202575$53.3M14.71%1.35%0.49%45.6%
Q1 202572$52.4M14.78%1.15%-0.16%47.0%
Q4 202476$51.6M15.38%1.33%0.51%47.6%
Q3 202483$49.6M15.80%0.53%0.44%50.0%
Q2 202483$48.0M16.17%0.48%0.34%50.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.86%
53rd
Problem loans1.18%
34th
Net charge-offs0.38%
33rd
Return on assets0.96%
66th
Loans to deposits42.3%
75th
Uninsured deposits2.5%
40th
Loan-loss reserves0.00%
37th
Texas ratio3.2%
41st

Similar-size credit unions in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Big Spring Education Employees Federal Credit UnionCredit union Big Spring, TX99 out of 100, Very strong$55.3M18.6%0.13%vs
Lifetime Federal Credit UnionCredit union Richardson, TX69 out of 100, Moderate$55.2M18.4%1.91%vs
Select Federal Credit UnionCredit union San Antonio, TX70 out of 100, Strong$57.7M15.1%0.83%vs
Baptist Credit UnionCredit union San Antonio, TX63 out of 100, Moderate$54.7M8.7%0.15%vs
Heart O' Texas Federal Credit UnionCredit union Waco, TX49 out of 100, Below average$54.6M7.4%0.86%vs
My Credit UnionCredit union Haslet, TX74 out of 100, Strong$58.2M12.8%1.02%vs

Deposit insurance

Is my money safe at City Public Service/Ibew Federal Credit Union?

Yes. City Public Service/Ibew Federal Credit Union is a federally insured credit union (NCUA charter #3710). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 2.5% of shares and deposits ($1.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.86%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

City Public Service/Ibew Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
City Public Service/Ibew Federal Credit Union
Type
Federal credit union
NCUA charter #
3710
RSSD ID
399076
Primary regulator
NCUA
Established
1940
Headquarters
1002 Camden St, San Antonio, TX 78215
Employees
8

Quick answers

City Public Service/Ibew Federal Credit Union: common questions

Is City Public Service/Ibew Federal Credit Union NCUA insured?

Yes. City Public Service/Ibew Federal Credit Union is a federally insured credit union (NCUA charter #3710). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is City Public Service/Ibew Federal Credit Union's TellerScore?

81 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does City Public Service/Ibew Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near San Antonio

InstitutionScoreAssetsCapitalProblem loansCompare
Texas Associations of Professionals Federal Credit UnionCredit union San Antonio, TX93 out of 100, Very strong$29.6M15.7%0.08%vs
Schertz Bank & TrustBank Schertz, TX90 out of 100, Very strong$770.1M15.2%0.05%vs
Synergy Federal Credit UnionCredit union San Antonio, TX86 out of 100, Very strong$334.2M15.8%0.29%vs
H E B Federal Credit UnionCredit union San Antonio, TX86 out of 100, Very strong$218.2M18.3%0.19%vs
Falcon International BankBank Laredo, TX85 out of 100, Very strong$2.2B13.4%0.00%vs
Texas Community BankBank Laredo, TX84 out of 100, Strong$2.2B12.8%0.20%vs