Side-by-side · Q2 2026 data
Catalyst Bank vs The Bank
Metric by metric
| Measure | Catalyst Bank | The Bank |
|---|---|---|
| TellerScore | 74 | 83 (stronger) |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 52 | 84 (stronger) |
| Earnings | 57 | 90 (stronger) |
| Funding & liquidity | 68 | 75 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 57th | 84th |
| Total assets | $286.8M | $462.0M |
| Deposits / shares | $201.2M | $396.3M |
| Capital ratio | 26.55% (stronger) | 12.76% |
| Problem loans | 1.43% | 0.48% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.15% |
| Return on assets | 0.93% | 1.75% (stronger) |
| Loans ÷ deposits | 79.8% (stronger) | 82.8% |
| Uninsured deposits | 26.3% | 17.4% (stronger) |
| Offices | 10 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.6% |
The Bank has the higher TellerScore (83 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Catalyst Bank leads on 3 and The Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.