Side-by-side · Q2 2026 data
Cedar Point Federal Credit Union vs Educational Systems Federal Credit Union
Credit union
Cedar Point Federal Credit Union
Lexington Park, Maryland · $100 million – $1 billion
Credit union
Educational Systems Federal Credit Union
Greenbelt, Maryland · $1 billion – $10 billion
Metric by metric
| Measure | Cedar Point Federal Credit Union | Educational Systems Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 69 |
| Capital cushion | 43 | 58 (stronger) |
| Loan quality | 85 (stronger) | 83 |
| Earnings | 53 | 55 (stronger) |
| Funding & liquidity | 96 (stronger) | 72 |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 48th | 54th |
| Total assets | $905.8M | $1.4B |
| Deposits / shares | $819.3M | $1.2B |
| Capital ratio | 9.26% | 10.79% (stronger) |
| Problem loans | 0.45% (stronger) | 0.52% |
| Net charge-offs | 0.23% (stronger) | 0.35% |
| Return on assets | 0.82% | 0.89% (stronger) |
| Loans ÷ deposits | 64.1% (stronger) | 88.0% |
| Uninsured deposits | 6.3% | 4.6% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Cedar Point Federal Credit Union leads on 3 and Educational Systems Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lexington Park, MD
- Prince Frederick, MD