Side-by-side · Q2 2026 data
Cedar Point Federal Credit Union vs Johns Hopkins Federal Credit Union
Credit union
Cedar Point Federal Credit Union
Lexington Park, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Cedar Point Federal Credit Union | Johns Hopkins Federal Credit Union |
|---|---|---|
| TellerScore | 69 | 76 (stronger) |
| Capital cushion | 43 | 77 (stronger) |
| Loan quality | 85 (stronger) | 78 |
| Earnings | 53 (stronger) | 46 |
| Funding & liquidity | 96 | 98 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 48th | 68th |
| Total assets | $905.8M | $637.3M |
| Deposits / shares | $819.3M | $547.1M |
| Capital ratio | 9.26% | 12.70% (stronger) |
| Problem loans | 0.45% (stronger) | 0.65% |
| Net charge-offs | 0.23% (stronger) | 0.34% |
| Return on assets | 0.82% (stronger) | 0.65% |
| Loans ÷ deposits | 64.1% | 62.5% (stronger) |
| Uninsured deposits | 6.3% (stronger) | 6.8% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.2% | 36.9% |
Johns Hopkins Federal Credit Union has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Cedar Point Federal Credit Union leads on 4 and Johns Hopkins Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.