Side-by-side · Q2 2026 data
Celco Community Federal Credit Union vs Peoples Advantage Federal Credit Union
Credit union
Celco Community Federal Credit Union
Narrows, Virginia · $100 million – $1 billion
Credit union
Peoples Advantage Federal Credit Union
Petersburg, Virginia · $100 million – $1 billion
Metric by metric
| Measure | Celco Community Federal Credit Union | Peoples Advantage Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 72 |
| Capital cushion | 100 | 100 |
| Loan quality | 56 (stronger) | 0 |
| Earnings | 85 | 100 (stronger) |
| Funding & liquidity | 95 (stronger) | 93 |
| Problem-loan coverage | 93 (stronger) | 84 |
| Peer percentile | 87th | 57th |
| Total assets | $143.9M | $115.3M |
| Deposits / shares | $113.2M | $87.8M |
| Capital ratio | 20.92% | 22.15% (stronger) |
| Problem loans | 1.33% (stronger) | 3.09% |
| Net charge-offs | 0.15% (stronger) | 1.19% |
| Return on assets | 1.62% | 2.88% (stronger) |
| Loans ÷ deposits | 65.3% (stronger) | 67.6% |
| Uninsured deposits | 5.3% | 3.9% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | 32.1% |
Celco Community Federal Credit Union has the higher TellerScore (85 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Celco Community Federal Credit Union leads on 4 and Peoples Advantage Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.