Side-by-side · Q2 2026 data
Celco Community Federal Credit Union vs Raleigh Co. Educators Federal Credit Union
Credit union
Celco Community Federal Credit Union
Narrows, Virginia · $100 million – $1 billion
Credit union
Raleigh Co. Educators Federal Credit Union
Beckley, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Celco Community Federal Credit Union | Raleigh Co. Educators Federal Credit Union |
|---|---|---|
| TellerScore | 85 | 97 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 56 | 99 (stronger) |
| Earnings | 85 | 86 (stronger) |
| Funding & liquidity | 95 | 100 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 87th | 98th |
| Total assets | $143.9M | $21.3M |
| Deposits / shares | $113.2M | $15.5M |
| Capital ratio | 20.92% | 26.34% (stronger) |
| Problem loans | 1.33% | 0.04% (stronger) |
| Net charge-offs | 0.15% | 0.00% (stronger) |
| Return on assets | 1.62% | 1.64% (stronger) |
| Loans ÷ deposits | 65.3% | 60.4% (stronger) |
| Uninsured deposits | 5.3% | 2.5% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.1% | — |
Raleigh Co. Educators Federal Credit Union has the higher TellerScore (97 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Celco Community Federal Credit Union leads on 0 and Raleigh Co. Educators Federal Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.