Side-by-side · Q2 2026 data
Cendera Bank vs Bridge City State Bank
Metric by metric
| Measure | Cendera Bank | Bridge City State Bank |
|---|---|---|
| TellerScore | 64 | 76 (stronger) |
| Capital cushion | 63 | 67 (stronger) |
| Loan quality | 88 | 97 (stronger) |
| Earnings | 35 | 64 (stronger) |
| Funding & liquidity | 47 | 60 (stronger) |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 26th | 64th |
| Total assets | $257.6M | $246.8M |
| Deposits / shares | $228.5M | $199.7M |
| Capital ratio | 11.25% | 11.71% (stronger) |
| Problem loans | 0.37% | 0.08% (stronger) |
| Net charge-offs | -0.01% (stronger) | -0.00% |
| Return on assets | 0.37% | 1.09% (stronger) |
| Loans ÷ deposits | 87.1% | 66.8% (stronger) |
| Uninsured deposits | 38.5% (stronger) | 45.1% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.7% |
Bridge City State Bank has the higher TellerScore (76 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Cendera Bank leads on 2 and Bridge City State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.