Side-by-side · Q2 2026 data
Cenla Federal Credit Union vs Xplore Federal Credit Union
Metric by metric
| Measure | Cenla Federal Credit Union | Xplore Federal Credit Union |
|---|---|---|
| TellerScore | 96 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 70 |
| Loan quality | 97 (stronger) | 87 |
| Earnings | 85 (stronger) | 23 |
| Funding & liquidity | 100 (stronger) | 71 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 99th | 41st |
| Total assets | $132.2M | $147.1M |
| Deposits / shares | $103.6M | $117.7M |
| Capital ratio | 21.71% (stronger) | 11.99% |
| Problem loans | 0.09% (stronger) | 0.38% |
| Net charge-offs | 0.27% (stronger) | 0.29% |
| Return on assets | 1.63% (stronger) | 0.08% |
| Loans ÷ deposits | 39.6% (stronger) | 89.0% |
| Uninsured deposits | 1.0% (stronger) | 4.7% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.1% |
Cenla Federal Credit Union has the higher TellerScore (96 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Cenla Federal Credit Union leads on 7 and Xplore Federal Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.