Side-by-side · Q2 2026 data
Cent Credit Union vs Citizens Community Credit Union
Metric by metric
| Measure | Cent Credit Union | Citizens Community Credit Union |
|---|---|---|
| TellerScore | 77 | 88 (stronger) |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 93 (stronger) | 76 |
| Earnings | 56 | 87 (stronger) |
| Funding & liquidity | 68 | 79 (stronger) |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 71st | 92nd |
| Total assets | $166.0M | $253.6M |
| Deposits / shares | $144.6M | $201.9M |
| Capital ratio | 12.73% | 19.14% (stronger) |
| Problem loans | 0.20% (stronger) | 0.73% |
| Net charge-offs | 0.13% (stronger) | 0.76% |
| Return on assets | 0.89% | 1.69% (stronger) |
| Loans ÷ deposits | 92.1% | 81.1% (stronger) |
| Uninsured deposits | 3.1% (stronger) | 5.0% |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Community Credit Union has the higher TellerScore (88 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Cent Credit Union leads on 3 and Citizens Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.