Side-by-side · Q2 2026 data
Centex Citizens Credit Union vs Members Credit Union
Metric by metric
| Measure | Centex Citizens Credit Union | Members Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 85 (stronger) | 77 |
| Earnings | 69 (stronger) | 58 |
| Funding & liquidity | 95 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 94th | 63rd |
| Total assets | $118.9M | $117.5M |
| Deposits / shares | $97.7M | $105.9M |
| Capital ratio | 17.16% (stronger) | 11.27% |
| Problem loans | 0.44% (stronger) | 0.68% |
| Net charge-offs | 0.11% (stronger) | 0.50% |
| Return on assets | 1.23% (stronger) | 0.95% |
| Loans ÷ deposits | 65.7% | 54.7% (stronger) |
| Uninsured deposits | 5.6% (stronger) | 11.1% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Centex Citizens Credit Union has the higher TellerScore (89 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Centex Citizens Credit Union leads on 6 and Members Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.