Side-by-side · Q2 2026 data
Centinel Bank of Taos vs Nusenda Federal Credit Union
Metric by metric
| Measure | Centinel Bank of Taos | Nusenda Federal Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 62 |
| Capital cushion | 42 | 42 |
| Loan quality | 100 (stronger) | 74 |
| Earnings | 100 (stronger) | 51 |
| Funding & liquidity | 73 | 82 (stronger) |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 75th | 30th |
| Total assets | $424.8M | $5.0B |
| Deposits / shares | $387.6M | $4.4B |
| Capital ratio | 9.22% (stronger) | 9.20% |
| Problem loans | 0.00% (stronger) | 0.79% |
| Net charge-offs | 0.00% (stronger) | 0.60% |
| Return on assets | 2.10% (stronger) | 0.76% |
| Loans ÷ deposits | 42.5% (stronger) | 78.3% |
| Uninsured deposits | 39.4% | 11.5% (stronger) |
| Offices | 1 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Centinel Bank of Taos has the higher TellerScore (79 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Centinel Bank of Taos leads on 6 and Nusenda Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Taos, NM