Side-by-side · Q2 2026 data
Centra Credit Union vs Beacon Credit Union
Metric by metric
| Measure | Centra Credit Union | Beacon Credit Union |
|---|---|---|
| TellerScore | 73 | 76 (stronger) |
| Capital cushion | 73 | 85 (stronger) |
| Loan quality | 68 | 84 (stronger) |
| Earnings | 68 (stronger) | 47 |
| Funding & liquidity | 76 (stronger) | 71 |
| Problem-loan coverage | 88 | 95 (stronger) |
| Peer percentile | 70th | 79th |
| Total assets | $2.4B | $1.8B |
| Deposits / shares | $2.1B | $1.4B |
| Capital ratio | 12.34% | 13.52% (stronger) |
| Problem loans | 0.96% | 0.47% (stronger) |
| Net charge-offs | 0.81% | 0.01% (stronger) |
| Return on assets | 1.21% (stronger) | 0.68% |
| Loans ÷ deposits | 84.5% (stronger) | 89.1% |
| Uninsured deposits | 13.0% | 0.0% (stronger) |
| Offices | 29 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | — |
Beacon Credit Union has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Centra Credit Union leads on 2 and Beacon Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Salem, IN
- Seymour, IN